Get up to ₹50 Lakhs approved in just 24 hours. Zero processing fees, transparent rates, and flexible EMI options.
Funds Disbursed
Active Users
Customer Rating
Choose the perfect loan for your needs
₹10,000 - ₹25,00,000
₹1,00,000 - ₹50,00,000
₹5,00,000 - ₹1,00,00,000
₹2,00,000 - ₹75,00,000
Founded in 2022, FynX Capital is a digital lending platform transforming how India borrows. We leverage advanced AI and machine learning to provide instant approvals while maintaining the highest standards of financial security.
With ₹250+ Crores in disbursements and 150,000+ active users across India, we've established ourselves as a trusted partner for personal, business, home, and auto loans. Our mission is to democratize credit access for every Indian.
Bank-level encryption and data protection
Approval in 24 hours, funds in minutes
Dedicated team always ready to help
Get approved in just 4 simple steps within 24 hours
Enter basic details in our 2-minute online form. No paperwork required.
⏱️ 2-3 minutes
AI-powered verification using official sources. No branch visits needed.
⏱️ 5-10 minutes
Advanced AI processes and approves. Instant email & SMS notification.
⏱️ 30 minutes
Money in your account instantly. Track loan anytime from app.
⏱️ 30 minutes
Bank-level encryption protects your data. All information verified through official sources.
Transparent pricing with no processing fees, prepayment charges, or surprise deductions.
From application to funding in 30 minutes. Fastest loan processing in India guaranteed.
Takes only 2 minutes • No credit card required • Completely free
Calculate your perfect EMI in real-time with our advanced calculator
₹10K - ₹1M
3% - 20%
6 - 84 months
Quick Presets
Monthly EMI
₹4,400
Total Interest
₹2,400
Total Payable
₹52,400
Loan Term
12 months
Interest Rate
8% p.a.
Experience financial excellence with India's fastest loan processing
Approval & disbursement within 30 minutes. Industry's fastest processing guaranteed.
Bank-level encryption protects all your data. Verified through official sources.
Competitive interest rates starting from 5.99% p.a. No hidden charges.
Manage your loans 24/7 from our mobile app. Complete control in your hands.
24/7 dedicated support team. Hindi, English & regional language support.
Zero processing fees, zero prepayment charges. What you see is what you pay.
Join 150,000+ happy borrowers who trust FynX Capital
Stay informed with our achievements
January 2026
Introducing next-generation AI technology reducing approval time to just 30 minutes with 99.8% accuracy in credit decisions.
December 2025
Celebrating our expansion across Tier-2 and Tier-3 cities, bringing quality lending services to 5 million+ new customers.
November 2025
Awarded "Best Customer Service" and "Most Transparent Lending Platform" by Financial Times India 2025.
Real stories from real people
"Got approved for ₹5 lakhs in just 4 hours! Used it to expand my manufacturing unit. FynX's EMI calculator was super helpful in planning. Highly recommend!"
Rajesh Kumar
Textile Business, Mumbai
"Bought my first home with FynX's home loan. Zero hidden charges, transparent documentation, and the best rates in the market. EMI is very manageable!"
Priya Singh
Homeowner, Bangalore
"Needed ₹3 lakhs for medical emergency. Got approved, verified and money in my account within 18 hours! The customer support team was extremely helpful and patient."
Amit Patel
Healthcare Professional, Delhi