Personal Loan
Instant funds for medical, travel, wedding, education, or any emergency — with fast processing and minimal paperwork.
Loan Amount
Up to ₹25 Lakhs
Based on income & profile
Tenure
12 to 60 Months
Flexible monthly EMIs
Disbursal
Fast
After approval & verification
Documentation
Minimal
Digital-friendly process
Personal Loan Details
Eligibility, features & required documents — everything in one place.
For Salaried Individuals
- Age: 21–58 years (policy-based)
- Minimum monthly income as per criteria
- Job stability (typically 6–12 months+)
- Good credit score & repayment history
For Self-Employed
- Business vintage (typically 2+ years)
- Stable turnover & bank transactions
- ITR / financial documents available
- Good credit score & low defaults
i
Quick Tip
Faster approval if your last 6–12 months bank statement shows consistent income and low EMI burden.
Personal Loan FAQs
Most common questions before you apply.
No. Personal loans are generally unsecured and do not require collateral.
Disbursal depends on verification and approval. Many applications can be processed quickly after documentation is complete.
Yes, prepayment/foreclosure is available as per policy. Charges (if any) will be shared transparently.